American Samoa Medicare does not pay for the long term care for services other than medically necessary. American Samoa Medicare covers skilled nursing and home care services.
Long Term Care is necessary for people suffering from chronic disease and people of nay age with cognitive disabilities.
American Samoa Long Term Care Insurance covers custodial care which Medicare does not cover.
Benefits of American Samoa Long Term Care Insurance
v Helps people in non medical services like activities of Daily life (ADL) such as bathing, dressing and bathroom use.
v Long Term Care insurance covers living in nursing homes, assisted living, adult day care, home care and community care.
1) Home Health Care
a) Skilled care -Visiting nurses, Physical, speech and occupational therapies
b) Custodial care- Care at your home, Intermediate care
2) Community Care
a) Adult day Care
b) Respite Care
3) Assisted Living Facilities
a) Assisted living home
b) Informal care
c) Hospice care
d) Facility for Alzheimer’s
4) Nursing Homes
Nursing home stay
You must find the cost of the long term care services in your area; usually it varies with the type of long term care option. Long term care insurance usually pays every day a fixed amount for the insured person’s care.