Arizona Medicare does not pay for all services in long term care. According to the census Arizona has 13.8 percentages of people over the age 65.Many senior citizens need assisted living in Arizona after their retirement years. Long Term care (LTC) in Arizona
It is aimed to help people with long term diseases like dementia; Parkinson’s to perform their daily activities. It provides rehabilitation for people who need long term care. ADL- Activities of Daily Living (ADL) such as dressing, bathing, eating, toileting people cannot perform for a long period of time. Accident, illness, stroke, depression are many reasons when people need long term care.
Long term care can be given for providing companionship and supervision for senior citizens. Long term care can be taken at home or at nursing homes and assisted facilities. It provides financial freedom and support to the senior citizens.
Long term care insurance protects your assets and you from sudden medical expenses. You have many choices where you can receive long term care services according to your need.
1) Home Health Care
2) Community Care
Adult day Care, Respite Care
3) Assisted Living Facilities
Assisted living home, Informal care, Hospice care and facility for Alzheimer’s
4) Nursing Homes
Nursing home stay
The terms and costs of Arizona Long term care insurance vary among the companies. The amount paid also varies by the type of care and the place of care.