Connecticut Medicare does not pay for all services in long term care. People having chronic illness, often require long term medical care services.
Long term care in Connecticut is aimed to help people with long term diseases like dementia; Parkinson’s to perform their daily activities. It provides rehabilitation for people who need long term care.
ADL- Activities of Daily Living (ADL) such as dressing, bathing, eating, toileting people cannot perform for a long period of time.
Accident, illness, stroke, depression are many reasons when people need long term care.
Long term care can be given for providing companionship and supervision for senior citizens.
Long term care can be taken at home or at nursing homes and assisted facilities. It provides financial freedom and support to the senior citizens.
Connecticut Long term care insurance includes coverage of medical and non-medical care for people who have chronic illness or disability.
Long term care insurance protects your assets and you from sudden medical expenses.
You have many choices where you can receive long term care services according to your need.
Home Health Care
Skilled care – Visiting nurses, Physical, speech and occupational therapies
Custodial care- Care at your home, Intermediate care
Adult day Care, Respite Care
Assisted Living Facilities
Assisted living home, Informal care, Hospice care and facility for Alzheimer’s
Nursing home stay
The terms and costs of Connecticut Long term care insurance vary among the companies.
The amount paid also varies by the type of care and the place of care.