Georgia Medicare does not pay for the long term care for services other than medically necessary.
Long Term Care is necessary for people suffering from chronic disease and people of nay age with cognitive disabilities.
Georgia Long Term Care Insurance covers many medical and non- medical services for the people suffering from chronic illness. Georgia Medicare covers skilled nursing and home care services. Georgia Long Term Care Insurance covers custodial care which Medicare does not cover.
1) Home Health Care
a) Skilled care -Visiting nurses, Physical, speech and occupational therapies
b) Custodial care- Care at your home, Intermediate care
2) Community Care
a) Adult day Care
b) Respite Care
3) Assisted Living Facilities
a) Assisted living home
b) Informal care
c) Hospice care
d) Facility for Alzheimer’s
4) Nursing Homes
Nursing home stay
You must find the cost of the long term care services in your area; usually it varies with the type of long term care option. Some common long term care options are assisted living, nursing home care and home health care.
In long term care insurance the policy continues to give benefits till the insured person needs long term care.
Long term care insurance usually pays every day a fixed amount for the insured person’s care.
The terms and costs of Long term care insurance vary among the companies.