Long Term Care is necessary for people suffering from chronic disease and people of nay age with cognitive disabilities.
Kansas Long Term Care Insurance covers many medical and non- medical services for the people suffering from chronic illness.
Long term care policies pay a specific amount of an insured’s long term care costs when the insurer provides a certificate from doctor as a “chronically ill individual ’’.
An individual is assigned “chronically ill individual “certificate when the person requires supervision due to cognitive impairment to prevent from health and safety casualties.
Long term care is essential for people who can not perform Activities of Daily Living (ADL) such as dressing, bathing, eating, and toileting for a long period of time.
The long term care activities include from daily activities to full time care.
Adult Day Care-Adult day cares are centers for rehabilitation of elderly people who need a protective shelter.
Assisted Living Facilities-These are residential quarters which offer help in daily activities for people who need long term care.
Continuing Care Retirement Communities-Care is given according to the residential person’s needs.
Skilled nursing- High level care is taken with the help of skilled nurses and doctor’s supervision.