Tennessee Medicare is health insurance program run by Federal government which handles your health care cost.
Original Medicare makes the payment for visit to any hospital, clinic or health care provider accepting Medicare services.
a) You must be citizen of Tennessee of age 65 or above
b) Young people below 65 are eligible if they are suffering from disabilities
c) Any age people suffering from End Stage Renal Disease (Permanent kidney failure).
Original Medicare consists of Part A (Hospital insurance) and Part B(Medical insurance)
|Medicare Part A
|Medicare Part B
Original Medicare is the first Medicare you get when you get Medicare services.
According to your needs you can then get other Medicare Insurance Supplements or Medicare Advantage plans (Part C) or Medicare Prescription Drugs Coverage (Part D).
These additional health insurance services can be availed at the time you start Medicare services (Part A & Part B).
|Medicare Part C
|Medicare Part D
Medicare Part A (Hospital insurance) is premium free to all those people of age 65 or above already receiving Social security benefits.
You are automatically covered by Medicare Part A and Part B services when you are 65 years old.
Medicare Part B (Medical insurance) can be joined by paying monthly premiums. The premium for Part B may be standard for every month.
You must sign up for Part B as soon as you are eligible otherwise a late enrollment fee is charged by the Medicare insurance company.
If you are covered by Medicare Advantage Plan like a HMO or PPO or supplement insurance (Medigap policy), the cost may differ.
You pay for Copayments, coinsurance and deductibles which may apply on each of the above services
It may cost less or may not cost you for the Medicare services, if the doctor, supplier or the provider has signed an agreement with the Medicare services to accept the approve amount by Medicare as fees towards the services. This type of agreement is called an Assignment.
The coverage and cost of Medicare plans change every year. Your Medicare or Medigap or Part D plans can change its cost and coverage services in health care each year.
You can switch to any of these plans as required according to your health needs and prescriptions in falls every year.
This seven month period starts three months before you are 65 and ends three months after the month you complete 65 years of age.
In this seven month period you are eligible to enroll for Medicare Part B(Medical insurance).
Before 65 years 3 months
By signing in this period you can get benefits or coverage of Medicare Part B from your month in which you turn 65
|Before 65 years 2 months|
|Before 65 years 1 month|
Month in which you complete 65 years
|By signing in this month your Part B start date will be delayed|
|After 65 years 1 month||By signing in months after you turn 65,your date to get Part B benefits will be delayed|
|After 65 years 2 months|
|After 65 years 3 months|
Your Medicare Part B insurance start date will be delayed if you join it in the month you turn 65 or in the period of three months after 65.
|Month you enroll||Month coverage starts|
a) Long term care
b) Routine Dental care
c) Cosmetic surgery
f) Hearing aids